Health Care

JACKSON, Miss. (Jan. 15, 2017) – A bill introduced in the Mississippi Senate would end all state support and cooperation with the implementation and administration of Obamacare. Passage of this bill would set the stage to bring down the federal health care act in Mississippi. Sen. Michael Watson (R) introduced Senate Bill 2300 (SB2300) Jan.…

ST. PAUL, Minn. (Jan. 13, 2017) – A bill introduced in the Minnesota House would end the state run health insurance exchange and replace it with the federally facilitated marketplace. This would take an important first step toward withdrawing the state from implementing the Obamacare. A coalition of 3 representatives introduced House Bill 10 (HF10)…

JEFFERSON CITY, Mo. (Dec. 13, 2016) – A bill prefiled in the Missouri House for the 2017 legislative session would open the door to price competition and increased healthcare choices in the state, setting the stage to nullify ObamaCare and other federal healthcare programs in practice. Rep. Keith Frederick (R-Rolla) prefiled House Bill 123 (HB123)…

main-health-care-sharing-ministriesFor those of you who are long-time readers, I’ve written quite a bit in the past about health-care sharing and our experience as a family with this different method of dealing with health-related expenses. With constant changes in the health care field, I thought I’d take some time to explore some of the growth this concept has had in the past eight years.

Over the last few weeks, I’ve gathered information from the six nationally-available health care sharing ministries, but before I share the statistics let me explain what exactly “health care sharing” is, for those who are unfamiliar with the term.

An Introduction to Health Care Sharing

Health care sharing is based on a Biblical principle found throughout the Scripture (see Acts 2:44-45), with Galatians 6:2 being a key verse: “Bear ye one another’s burdens, and so fulfil the law of Christ.” Applying this principle to health care means Christians banding together to share each other’s medical costs.

While there are some minor differences among the major health care sharing ministries, the basic system is the same. Members usually affirm a statement of faith and agree to live a lifestyle that fits certain moral guidelines (including but not limited to: no sexual activity outside of Biblical marriage, restrictions on tobacco and alcohol, and usually a minimum church attendance or involvement level). Members commit to a set amount each month, which is sent to fellow members who have submitted their medical bills to the ministry, which assigns those medical needs to specific members each month.

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An Oklahoma insurance professional and former lawmaker will serve on the new committee formed by President-Elect Donald Trump to evaluate change to the nation’s health care system.

Wayne Pettigrew, the owner of Vanguard Benefits Group was contacted by officials with the Trump transitional team on Wednesday. The committee’s first meetings are to begin as early as next week.
Trump has vowed to “Repeal and Replace Obamacare” which is the nation’s law that requires individuals to purchase health care insurance coverage or face tax penalties. The law also has penalties for companies with over 50 employees that fail to offer compliant health insurance coverage.

Pettigrew said that he was honored to be asked to serve on the committee but expects the meetings to be intense. “I’m looking forward to serving but there is a lot of work to be done and a lot to evaluate and not much time before Congress goes back in session in January”, said Pettigrew. The meetings will be held in Washington DC.

Pettigrew is the immediate past president of the Oklahoma Association of Health Underwriters and has had experience in designing health insurance plans for over 30 years.

Pettigrew served in the Oklahoma House of Representatives from 1994 to 2004 and was the author of the state’s Insure Oklahoma law that uses federal matching funds to leverage employer and employee dollars to provide health insurance to lower income employees and individuals. He was a Republican candidate for US Congress in 2012.

161025death-spiral

Forbes defines a health insurance death spiral as “adverse selection” which happens when only high risk people buy insurance: If only people on their death beds buy life insurance, the insurance company would quickly go out of business. Equally, if only sick people buy health insurance, the math will not work… To reduce the risk of

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Calling the national healthcare scheme the “Affordable Care Act” has to rank among the most Orwellian names every hung on a piece of federal legislation. Since its passage, the ACA has served to make health insurance increasingly unaffordable, and it looks like millions of Americans will suffer another round of Obamacare sticker shock in the…