CLibertyC

Walk-in clinics gaining popularity

"Nontraditional healthcare sites such as urgent care centers and retail clinics are gaining popularity with consumers looking to avoid the long waits and high prices of the doctor's office or emergency department. The trend is expected to continue as the Affordable Care Act's full implementation looms and concerns grow over a shortage of primary care physicians. Visits to the country's three largest retail clinics — CVS Caremark's MinuteClinic, Walgreen's Take Care Health and Kroger's Little Clinic — have skyrocketed in recent years. Their popularity, a report found, is due to their convenience, accessible hours and low cost. The average cost of a visit is about $78." Continue reading →

Continue ReadingWalk-in clinics gaining popularity

A Rare – and Encouraging – Glimpse at How a Free Market Could Work in the Health Sector

"I’ve already cited the case of a North Carolina doctor who decided to use market-based pricing, and I’ve shared a very powerful video from Reason TV about a hospital in Oklahoma that’s doing the same thing. Now we have a free market revolution by a doctor in Maine: Dr. Michael Ciampi took a step this spring that many of his fellow physicians would describe as radical. The family physician stopped accepting all forms of health insurance. In early 2013, Ciampi sent a letter to his patients informing them that he would no longer accept any kind of health coverage, both private and government-sponsored. He posted his prices on the practice’s website." Continue reading →

Continue ReadingA Rare – and Encouraging – Glimpse at How a Free Market Could Work in the Health Sector

Police ignore Taser heart attack risk and keep firing at suspects’ chests

"British police have fired Tasers hundreds of times at suspects’ chests despite explicit warnings from the weapon’s manufacturer not to do so because of the dangers of causing a cardiac arrest, the Guardian can reveal. Following the death last Wednesday of a man in Manchester after police hit him with a Taser shot, figures obtained from 18 out of 45 UK forces show that out of a total of 884 Taser discharges since 2009 – the year when Taser International first started warning the weapon’s users not to aim for the chest – 57% of all shots (518) have hit the chest area." Continue reading →

Continue ReadingPolice ignore Taser heart attack risk and keep firing at suspects’ chests

Ohio Dept. Of Insurance: Obamacare To Increase Premiums By 88 Percent

"Last week, the Ohio Department of Insurance announced that, based on the rates submitted by insurers to date, the average individual-market health insurance premium in 2014 will come in around $420, 'representing an increase of 88 percent' relative to 2013. 'We have warned of these increases,' said Lt. Gov. Mary Taylor in a statement. 'Consumers will have fewer choices and pay much higher premiums for their health insurance starting in 2014.' According to actuarial firm Milliman, the two biggest drivers of the increase are (1) risk pool composition changes and (2) Obamacare’s required expansion of insurance benefits." Continue reading →

Continue ReadingOhio Dept. Of Insurance: Obamacare To Increase Premiums By 88 Percent

Realty Mogul Review: Fractional Investment Property Ownership, Hard Money Lending

"Realty Mogul is a new 'crowdfunding' start-up that lets you invest in residential investment property for as little as $5,000. You either take a partial ownership position in a property, or you become a lender to (experienced) house flippers. The new thing here is that you can do it completely online with a few mouse clicks (no mortgage brokers, real estate agents, or tenants) and again that low minimum $5,000 investment. Taking an equity ownership position means that you own a little slice of a single-family home or multi-unit complex while a professional does the buying, fixing up, renting out, and eventual selling." Continue reading →

Continue ReadingRealty Mogul Review: Fractional Investment Property Ownership, Hard Money Lending

Marc Faber: Even QE99 won’t help US; India best in Asia

"Despite quantitative easing (QE) not really bearing any fruit for the common man, the Federal Reserve is likely to continue with it and go 'up to QE99,' says investment guru Marc Faber. He strongly feels easy money has not boosted employment for the ordinary people; instead it has given a philip to asset prices owned by very small portion of the population. Property prices over the last 12 months are up 35 percent, but all this has not helped the man on the street, he says." Continue reading →

Continue ReadingMarc Faber: Even QE99 won’t help US; India best in Asia

The “Zero Hour” Scenario

"The 'emperor' here consists of central banks, commercial and investment banks and the commodities exchanges. The day everyone recognizes them as being buck naked — or in this case, stripped of the gold they claim to hold — will be 'zero hour.' It’s the day you’ll be happy you held on, even as gold sank from $1,900 in September 2011 to less than $1,500 as we go to press. Caution: What we are projecting here is nearly the ultimate in fat-tail events. But make no mistake: Zero hour — in the form of a precious metals default on the Comex, or maybe the London Bullion Market Association (LBMA) — is coming sooner or later." Continue reading →

Continue ReadingThe “Zero Hour” Scenario

Sneak peek: US Mint’s gold & silver coins production facility

"The appetite for US American Eagle gold and silver bullion coins is still at unprecedentedly high levels almost two months after a historic sell-off in gold unleashed years of pent-up demand from retail investors. We take a look at Mint, one of the world's top producers of gold and silver coins' production facility." Continue reading →

Continue ReadingSneak peek: US Mint’s gold & silver coins production facility

A Frontrunner for the 2013 Bureaucrat-of-the-Year Award?

"A former official of the Bay Area Rapid Transit raked in more than $333,000 last year without working a single day after she resigned under pressure in May 2011. Dorothy Dugger, the BART’s former general manager, quietly stayed on the payroll, burning off nearly 80 weeks of unused vacation time, drawing paychecks and full benefits for more than 19 months after she agreed to quit more than two years ago, San Jose Mercury News reported. The months of extra pay were in addition to the $920,000 Ms. Dugger was paid to leave after the BART’s board botched an effort to fire her by violating public meetings laws, San Jose Mercury News reported." Continue reading →

Continue ReadingA Frontrunner for the 2013 Bureaucrat-of-the-Year Award?

DOE Green Energy Loans: $11.45 million per job and a rounding error’s worth of averted carbon emissions.

"Green energy jobs and DOE loans are tallied under programs 1703 and 1705 on this list. Permanent jobs created: 2,298; Taxpayer financed loan guarantees: $26.33 billion. 19 of the projects cost more than $10 million per permanent job. Even if you use the Obama maldaministration’s accounting methods and include temporary employment, the totally idiotic 'jobs created/saved' category and include the 33,000 Ford Motor Company jobs 'saved', you get ~60,000 jobs at a cost of $34.5 billion –> $580,000 per job." Continue reading →

Continue ReadingDOE Green Energy Loans: $11.45 million per job and a rounding error’s worth of averted carbon emissions.