Republicans Miss the Point on Mortgage Fee Hike

The Constitution nowhere authorizes the federal government to have anything to do with housing. This means no FHFA, no FHA, no Fannie Mae, no Freddie Mac, no Ginnie Mae, no HUD, no Federal Home Loan Banks, and no VA and USDA mortgages.

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Federal Funding Tap Dance: Are States Puppets Or Partners?

When considering how to get out of the way of the growing red ink tsunami gushing out of D.C., one of the first questions that comes to mind is what states can do about it. Many federal programs could be rejected by states, but they aren't. Obviously, they want the money. Prior governors and legislators have opted to accept federal funds in an effort to tout how much they accomplish while in office, handing the strings and increased obligations to the next set of officials.

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